A Guide to Essential Benefits for Struggling New York Families

New York offers a wide range of benefits programs to provide financial relief for families facing economic hardship. From food and energy assistance to tax credits and childcare subsidies, there are resources available for families in need.

This guide highlights some of the major programs that put money back in people's pockets during tough times.

Subsidized Childcare and Tax Credits

For working families, the cost of childcare is often one of the largest expenses. The Child Care Subsidy Program provides vouchers and funding to help pay for childcare based on income eligibility.

Apply through the New York State Office of Children and Family Services.

The Empire State Child Tax Credit provides up to $330 per child for qualifying families. The credit is refundable, meaning families can receive the full amount even if it exceeds the amount of taxes owed. File a state income tax return to claim the credit.
 

Food and Nutrition

No family should have to choose between paying bills or buying groceries. The Supplemental Nutrition Assistance Program (SNAP) offers monthly food benefits through an EBT card that can be used at most grocery stores and markets.

Eligibility depends on income, household size, and other factors. Apply through myBenefits.ny.gov or your local social services department.

For students, the Pandemic EBT program provides replacement meals during COVID-related school closures. Families can receive up to $420 per eligible child. Check with your school district for enrollment details.
 

Energy and Housing Costs

The Low Income Home Energy Assistance Program (LIHEAP) provides heating and cooling bill assistance for income-eligible households. Benefits are available for renters or homeowners. Apply through myBenefits.ny.gov or local LIHEAP providers.

The Weatherization Assistance Program offers free home upgrades like insulation, furnace repairs, and water heater replacements to help lower energy costs for income-eligible families.

Learn more and apply through the New York State Homes and Community Renewal agency.

With bills piling up and expenses hard to meet, benefits programs offer essential relief and support for vulnerable New York families. Take advantage of the available resources to get free money for groceries, childcare, heating and more.

Help is out there, so don't hesitate to apply.