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Insights for Every Family

Welcome to a space where wisdom meets warmth, and every read brings you one step closer to mastering the art of family life.

Are You Struggling With Utility Bills? LIHEAP Applications Now Open for All

The Low-Income Home Energy Assistance Program (LIHEAP) has officially opened its doors to the general public, starting last Monday, January 6. This essential program, designed to help families mana...

It's Time for a New Cell Phone and Plan!

Did you know that you can get a a new cell phone and very low rate plan if you already qualify for one of these: - Food Stamps or SNAP (Supplemental Nutrition Assistance Program) - Medicaid - Supplemental Security Income (SSI) - Fede...

Unlocking Free Money: A Guide for Students in America

In an era where education costs are soaring, finding financial support is more crucial than ever for students across America. The good news? There are numerous avenues for students to acquire 'free money', f...

A Guide to Essential Benefits for Struggling New York Families

New York offers a wide range of benefits programs to provide financial relief for families facing economic hardship. From food and energy assistance to tax credits and childcare subsidies, there are resources ...

Financial Support is Life Support for South Dakota's Volunteer Firefighters

They drop everything when the alarm sounds to rush into danger for the safety of others. The 10,000 volunteer firefighters serving nearly 300 departments across South Dakota are the heartbeat of eme...

Expenses: Retirement and Relief

In 2023, preparation for retirement took a negative turn. According to recent research by Fidelity Investments, a majority of future U.S. retirees are expected not to be able to pay for necessities like food and housing. In comparison, abo...

Project RELIEF: Springfield’s Lifeline for Struggling Utility Customers

City Water, Light, and Power (CWLP) customers in the Springfield area have a critical lifeline available next month with the Project RELIEF program. Designed to help residents avoid utility shut-offs...

Missed Out on $1,400 IRS Stimulus Payment? You Could Still Get Paid—and Save on Utility Bills

At a time when the cost of living is climbing, especially with inflation driving up utility bills, it’s crucial to take advantage of every opportunity to reduce financial str...

How to Receive Discounts on Your Utility Bills Through State Utility Assistance Programs

Many states offer Utility Discount Programs (UDP) and Energy Assistance Programs (EAP) to help low-income residents reduce their electric, gas, water, and sewer bills. Eligible applica...